OUR STORY

OUR FIRM WAS FOUNDED OVER 20 YEARS AGO AS A 100% FEE-ONLY FINANCIAL PLANNING AND INVESTMENT ADVISORY FIRM..

WE SERVE AS TRUSTED ADVISERS TO OUR CLIENTS, WHO DEPEND ON US TO FULLY UNDERSTAND THEIR FINANCIAL NEEDS, AND USE OUR EXPERTISE TO HELP THEM CHOOSE THE STRATEGIES AND INVESTMENTS THAT WILL BEST SERVE THEM.

OUR OATH
AS A NAPFA REGISTERED FINANCIAL PLANNING FIRM, WE ARE HELD TO A FIDUCIARY STANDARD THAT PROVIDES YOU WITH AN IRON-CLAD GUARANTEE THAT WE WILL ACT ONLY IN YOUR BEST INTERESTS - ABOVE ALL ELSE-WITHOUT ANY HESITATION.

FINANCIAL PLANNING

AS COMPREHENSIVE FINANCIAL PLANNERS, THE CORE OF OUR APPROACH IS A FUNDAMENTAL BELIEF THAT WE MUST FIRST UNDERSTAND YOUR COMPLETE FINANCIAL PICTURE BEFORE WE EARN THE RIGHT TO OFFER YOU OUR FINANCIAL AND INVESTMENT ADVICE.

INVESTMENT MANAGEMENT

WE TYPICALLY UTILIZE LOW-COST, PASSIVELY MANAGED EXCHANGE-TRADED FUNDS (ETFS) AND NO-LOAD MUTUAL FUNDS AS THE BUILDING BLOCKS FOR PORTFOLIO MANAGEMENT..

WE NEVER TAKE DIRECT CUSTODY OF YOUR ASSETS. ALL OUR CLIENTS MAINTAIN THEIR INVESTMENTS AT ONE OF THE NATIONS LEADING DISCOUNT BROKERS, INCLUDING CHARLES SCHWAB AND COMPANY OR TD AMERITRADE